Disclosure

Johnson is compensated by commissions as a selling agent and the managing agent for Unifund Assurance Company on fair market terms and conditions. Johnson Inc. and Unifund Assurance Company have common ownership. Unifund Assurance Company is the exclusive underwriter of personal lines property and casualty(P&C) insurance policies distributed by Johnson Inc. See www.unifund.ca for details.

Johnson is compensated by commissions and fees by other P&C insurance companies, in certain locations, for home and auto insurance based on the standard agent/broker commission rates of that insurance company. See each applicable insurance company website for details. Commissions paid by Unifund Assurance Company to Johnson Inc. range from 13.5% to 24% for new and renewed home and auto policies.

Johnson is compensated as a life and accident & sickness agency by the various independent life companies based on negotiated commission terms on an arm's length basis.

Some insurers pay Johnson contingent commissions based on certain thresholds such as volume, profitability or retention. The amount of contingent commission earned may vary depending on factors relating to an entire book of business over the course of the year or other period.  As a result, the amount of contingent commission is not guaranteed and is not known at the time of placement of the insurance policy.

Johnson is not financed by or in receipt of any loans from any insurance company.