Welcome Council of Senior Citizen’s Organization of BC members to Johnson Insurance!
Over the years, we’ve helped thousands of Canadians, who are members of an eligible group, get coverage they can rely on. We’ve got policies that will work for you! Our exclusive rates and policies can save you money and keep you protected.
Johnson Insurance is becoming belairdirect.
Johnson Insurance is becoming belairdirect.
It looks like we don’t offer car or home insurance in your province!
belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.
It looks like we don’t offer car or home insurance in your province!
belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.
Insurance that's ready when you are
We make travelling simple with one annual insurance plan: MEDOC®Travel Insurance. So even for those last-minute getaways, you’ll already have one thing packed and ready to go.
Unlimited Trips
Coverage for an unlimited number of trips throughout the policy year.*
Access to Coverage
Insurance that can be purchased no matter your age or health status.†
Trip Disruption
Trip cancellation, interruption and delay insurance1 for multiple trips throughout the policy year.
Family Coverage
We offer an additional coverage option for your eligible dependent children, even when they’re travelling on their own.
Travel insurance that really soars
Your MEDOC® Travel Insurance also includes:
- Pet Return
- Dental emergency
- Vehicle Return
- Medical Emergency*
- Baggage protection
- Extended Travel Options
- Home Bonus2
Have questions? We’re here to answer them
Coverage can be purchased regardless of health status. Our policy provides coverage for pre-existing medical conditions as long as the stability requirement, where applicable, is met prior to booking your trip for trip cancellation, or prior to your date of departure for emergency medical coverage and trip interruption and delay. In most cases, MEDOC® Travel Insurance requires 90 days of stability for pre-existing medical conditions. For additional information about the stability requirement specific to your policy, please speak to one of our agents.
Stable means any medical condition or related condition (including any heart condition and/or lung condition), other than a minor ailment, for which all of the following statements are true:
- there has been no new diagnosis, new treatment or new prescribed medication;
- there has been no change in treatment or change in prescribed medication (including the amount of medication to be taken, how often it is to be taken, the type of medication or changes in treatment frequency or type); Exception: i) the routine adjustment of Coumadin or Warfarin, insulin or oral medications to control diabetes, (as long as it is not newly prescribed or stopped); or ii) a change from a brand name medication to a generic brand medication (provided the dosage is not modified);
- there has been no new symptom, more frequent symptom or more severe symptom experienced;
- there has been no test result showing a deterioration;
- there has been no hospitalization or referral to a specialist (made or recommended) and there is no further investigation for which results are pending.
With MEDOC®, you don’t have to worry about not qualifying for coverage because you’ve reached a certain age . If you are concerned about your coverage in relation to your age, do not hesitate to contact us by phone at 1.866.606.3362 or by email at [email protected]
Yes, you can extend your coverage after the date of departure from your province of residence. You must contact us prior to your coverage lapsing and one of our agents will be able to assist you. Please note that there may be a premium adjustment. In case you have already experienced a claim during your trip or believe you have reason to submit a claim, please allow at least 3 business days prior to your coverage lapsing, as your file will need to be reviewed and approval received, prior to an extension request being granted.3
Group benefits made easy
We help members make the most of their group insurance. Whether you prefer online self-service or a reassuring voice over the phone—we’re here for you.
Trip Cancellation
Sometimes, a change of travel plans is unavoidable. At least you can avoid losing all your money!
You’ve spent months planning that special vacation, but a personal emergency or bad weather could cost you your trip. Make sure you’re covered with Trip Cancellation Insurance.
What’s covered?
Trip Cancellation Insurance gives you coverage for a variety of scenarios that may lead to trip cancellations. It also may cover you for travel delays or interruptions you might face, such as flights cancelled due to bad weather, or a delay that causes you to miss a connecting flight. Baggage delayed? You’re covered for buying the essentials while you wait for your luggage to join you.
To Get a Quote call us: 1.877.466.2929
Additional Information
Thrive
Thrive for years to come with flexible benefits for retirees.
Don’t let out-of-pocket health and dental expenses dampen your golden years! With THRIVE®, you get flexible benefit options for all your health, dental, and travel needs, with coverage for you and your dependents. You’ll also pay lower premiums than you normally would as an individual.
What’s covered?
THRIVE® flexible benefits covers many of the health expenses that aren’t covered by your government health plan. Even better, if you apply within 90 days of leaving your group benefits plan, there’s no medical questionnaire to fill out. You can also add optional dental coverage or annual travel and trip cancellation insurance to your plan, to get the combination that suits you best.
THRIVE® is a registered trademark of Johnson Inc. ("Johnson").
To Get a Quote call us: 1.866.388.3354
Additional Information
- Application form (PDF) (480 KB)
Guaranteed Life
Guaranteed Life Insurance lets you take care of your loved ones - even if you cannot be there.
Make sure that you have enough life insurance to take care of your family if something happens to you. Guaranteed Life Insurance is a great way to make sure you are covered no matter what, as there’s no health questionnaire or approval process.
How does it work?
Guaranteed Life Insurance provides coverage with premiums that don’t increase with age. In fact, at age 100, coverage becomes premium free! You can choose the coverage limit to best fit your loved ones’ needs, and monthly automated bank payments make paying your premium affordable and convenient.
To Get a Quote call us: 1.877.466.2929
Additional Information
Term Life
Take care of your loved ones - even if you cannot be there.
The loss of a loved one shouldn’t be made worse by worrying about finances. Make sure that you have enough life insurance to help support your family if something happens to you. Term Life Insurance gives you coverage for a set amount of time, with an affordable premium. Even if you already have life insurance through another plan, you can top-up your coverage with Term Life Insurance.
How much life insurance do I need?
You can choose how much life insurance coverage to apply for, to reflect your loved ones’ needs. It is recommended that you and your spouse are both covered by an amount of life insurance equal to at least five times your annual income.
Additional Information
Have questions? We’re here to answer them
The Members Only (Group Benefits) section is a self-service option for those customers who are members of a group benefits program for health, dental, life and other types of personal insurance, usually offered through their employer. If you are a member of a group benefits program through Johnson, this is where you can find out about your coverage, see copies of correspondence mailed to you and, if your plan or policy allows, submit online claims for quicker reimbursement.
If you're a new user, visit our Group Benefits section to request a confidential user name and password.
You can change your address on the Members Only website, or you can contact the Johnson Claims Department toll-free, 24/7, at 1.800.804.0087.
The Members Only website will show you your coverage, or you can contact our Claims Department.