Welcome Newfoundland & Labrador Teachers Association (NLTA) to Johnson Insurance!
Over the years, we’ve helped 80,000+ education professionals that are part of a qualifying group get coverage they can rely on. With exclusive rates and policies built to suit your individual needs, we’re dedicated to helping you and your loved ones stay protected.
Johnson Insurance is becoming belairdirect.
Johnson Insurance is becoming belairdirect.
Johnson Insurance is becoming belairdirect.
It looks like we don’t offer car or home insurance in your province!
belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.
It looks like we don’t offer car or home insurance in your province!
belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.
Insurance that's ready when you are
We make travelling simple with one annual insurance plan: MEDOC®Travel Insurance. So even for those last-minute getaways, you’ll already have one thing packed and ready to go.
Unlimited Trips
Coverage for an unlimited number of trips throughout the policy year.*
Access to Coverage
Insurance that can be purchased no matter your age or health status.†
Trip Disruption
Trip cancellation, interruption and delay insurance1 for multiple trips throughout the policy year.
Family Coverage
We offer an additional coverage option for your eligible dependent children, even when they’re travelling on their own.
Travel insurance that really soars
Your MEDOC® Travel Insurance also includes:
- Pet Return
- Dental emergency
- Vehicle Return
- Medical Emergency*
- Baggage protection
- Extended Travel Options
- Home Bonus2
Have questions? We’re here to answer them
Coverage can be purchased regardless of health status. Our policy provides coverage for pre-existing medical conditions as long as the stability requirement, where applicable, is met prior to booking your trip for trip cancellation, or prior to your date of departure for emergency medical coverage and trip interruption and delay. In most cases, MEDOC® Travel Insurance requires 90 days of stability for pre-existing medical conditions. For additional information about the stability requirement specific to your policy, please speak to one of our agents.
Stable means any medical condition or related condition (including any heart condition and/or lung condition), other than a minor ailment, for which all of the following statements are true:
- there has been no new diagnosis, new treatment or new prescribed medication;
- there has been no change in treatment or change in prescribed medication (including the amount of medication to be taken, how often it is to be taken, the type of medication or changes in treatment frequency or type); Exception: i) the routine adjustment of Coumadin or Warfarin, insulin or oral medications to control diabetes, (as long as it is not newly prescribed or stopped); or ii) a change from a brand name medication to a generic brand medication (provided the dosage is not modified);
- there has been no new symptom, more frequent symptom or more severe symptom experienced;
- there has been no test result showing a deterioration;
- there has been no hospitalization or referral to a specialist (made or recommended) and there is no further investigation for which results are pending.
With MEDOC®, you don’t have to worry about not qualifying for coverage because you’ve reached a certain age . If you are concerned about your coverage in relation to your age, do not hesitate to contact us by phone at 1.866.606.3362 or by email at [email protected]
Yes, you can extend your coverage after the date of departure from your province of residence. You must contact us prior to your coverage lapsing and one of our agents will be able to assist you. Please note that there may be a premium adjustment. In case you have already experienced a claim during your trip or believe you have reason to submit a claim, please allow at least 3 business days prior to your coverage lapsing, as your file will need to be reviewed and approval received, prior to an extension request being granted.3