Due to extreme weather events, we're experiencing high call volumes. To avoid long wait times, kindly use our app or Client Centre to start your claim online. If you have submitted a claim, we will contact you shortly.

Due to extreme weather events, we're experiencing high call volumes. To avoid long wait times, kindly use our app or Client Centre to start your claim online. If you have submitted a claim, we will contact you shortly. Learn more about water damage mitigation.

Our thoughts are with those impacted by the hailstorm and wildfires. We are experiencing unusually high call volumes. To report a claim 24/7 please call us at 1-800-804-0087. T

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How are home insurance premiums calculated?

Home insurance companies will use many factors to calculate your premium. Some of these factors include:

  • The price of the home
  • The age and condition of the home
  • The cost to rebuild the home
  • The home's location
  • The value of the contents and property within your home
  • The deductible amount you’ll need to pay to make a claim
  • Your credit history (for some provinces)
  • Any discounts you could be eligible for

Talk with an insurance agent to see what discounts you might be eligible for and get a home insurance quote today!

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