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How does the type of car I drive affect the cost of my auto insurance?
The type of car you drive usually only affect the parts of your insurance that cover damage to your vehicle:
- Collision
- Comprehensive
- Direct compensation
The cost for these coverages can vary because:
- Some cars cost more to repair than others
- Some cars hold up better in a collision than others (so need less repair work).
In Ontario the type of vehicle impacts Accident Benefits.
